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Échanger USD Coin (USDC) (USDC) contre Monero (XMR)

Exchange USD Coin (USDC) (USDC) for Monero (XMR) instantly at the best available rate. SwapRocket polls multiple liquidity providers and DEX aggregators in real time, then routes your USDCXMR trade to the best execution. Non-custodial, no account, and settled directly to your XMR wallet — typically in 5–20 minutes.

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How it works

  1. 1. Enter the amount of USDC to swap.
  2. 2. Paste your Monero wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send USDC to the one-time deposit address.
  5. 5. Receive XMR in your wallet.

USDCXMR routing details

SwapRocket requests quotes from every connected liquidity provider for this route and shows the one that pays out the most XMR. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping USD Coin (USDC) to Monero
DetailYou send — USDCYou receive — XMR
Supported networks
  • Ethereum (ERC-20)
  • Solana (SPL)
  • Base / Arbitrum / Polygon
  • Monero (native)
Confirmations1–12 confirmations depending on network10 confirmations (~20 minutes)
Typical processingTypically 5–15 minutes end to endTypically 20–40 minutes end to end
CustodySent from your own USDC wallet to a one-time deposit address.Paid straight to the Monero address you provide — SwapRocket never holds funds.

Fixed rate or floating rate for USDCXMR?

Fixed rate

The XMR amount is locked when you confirm. The provider carries the market risk while your USDC deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your USDC deposit lands. Usually pays out slightly more XMR than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap USDC to XMR on SwapRocket

  • Aggregated rate comparison. SwapRocket compares quotes across multiple providers so your XMR payout reflects the strongest quote SwapRocket found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. SwapRocket never holds your USDC or XMR. The Monero is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard USDC/XMR volumes.
  • Fixed or floating rate. Lock the USDC/XMR rate at quote time, or use the market rate at execution.
Sans dépôt
Chiffré de bout en bout
Partenaires d'échange vérifiés
Acheminé via

Vérifiez l'adresse et le réseau de destination avant de confirmer — les transferts de cryptomonnaies sont irréversibles.

Frais et tarifs

Zéro frais ajoutés : SwapRocket n'ajoute ni frais de plateforme, ni minimum, ni frais de retrait — le taux affiché est celui que vous obtenez. Les frais de réseau blockchain sont affichés intégralement avant confirmation, et le montant final que vous recevez est coté à l'avance.

SwapRocket n'ajoute ni frais distinct ni marge à la cotation du fournisseur. SwapRocket peut percevoir une commission du fournisseur de liquidité lorsqu'un échange finalisé est référé via notre plateforme. Les spreads du fournisseur et les frais de réseau applicables sont déjà reflétés dans le montant coté.

Les frais de réseau sont fixés par la blockchain, pas par SwapRocket. Aucun compte, aucun abonnement et aucuns frais de retrait. Support en direct disponible 24/7.

USDC → XMR FAQ

How do I swap USDC to XMR?

Enter the amount of USD Coin (USDC) you want to exchange, paste your Monero wallet address, and confirm the deposit. SwapRocket aggregates quotes from multiple providers and settles XMR directly to your wallet — no account required.

How long does a USDC to XMR swap take?

Most USDC/XMR swaps complete in 5–20 minutes, depending on USD Coin (USDC) network confirmation times.

What's the fee to swap USDC to XMR?

SwapRocket aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for USD Coin (USDC) apply on top.

Do I need an account to exchange USDC for XMR?

No. SwapRocket is non-custodial — provide a Monero address and swap directly from your wallet.

What's the minimum USDC to XMR swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Related pairs

How SwapRocket stacks up against other exchanges and routes for these assets.

Canonical: https://swaprocket.com/swap/usdc-to-xmr