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Échanger Bitcoin (BTC) contre Tether (USDT) (USDT)

Converting Bitcoin (BTC) to Tether (USDT) is how most traders realise gains without leaving crypto. SwapRocket aggregates quotes across providers and lets you settle USDT on the network that's cheapest to move next — Tron (TRC-20) for near-zero fees, Ethereum (ERC-20) for DeFi, or Solana / BSC / Arbitrum for specific ecosystems.

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How it works

  1. 1. Enter the amount of BTC to swap.
  2. 2. Paste your Tether (USDT) wallet address.
  3. 3. Pick a fixed or floating rate.
  4. 4. Send BTC to the one-time deposit address.
  5. 5. Receive USDT in your wallet.

BTCUSDT routing details

SwapRocket requests quotes from every connected liquidity provider for this route and shows the one that pays out the most USDT. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.

Network and settlement details for swapping Bitcoin to Tether (USDT)
DetailYou send — BTCYou receive — USDT
Supported networks
  • Bitcoin (native)
  • Tron (TRC-20) — cheapest to move
  • Ethereum (ERC-20) — widest acceptance
  • Solana (SPL)
  • BNB Chain (BEP-20)
  • Arbitrum / Polygon
Confirmations1–2 confirmations (~10–20 minutes)1–12 confirmations depending on network
Typical processingTypically 10–30 minutes end to endTypically 5–15 minutes end to end
CustodySent from your own BTC wallet to a one-time deposit address.Paid straight to the Tether (USDT) address you provide — SwapRocket never holds funds.

Fixed rate or floating rate for BTCUSDT?

Fixed rate

The USDT amount is locked when you confirm. The provider carries the market risk while your BTC deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.

Floating rate

The swap executes at the market rate when your BTC deposit lands. Usually pays out slightly more USDT than a fixed quote, but the final amount can move up or down while the deposit confirms.

Why swap BTC to USDT on SwapRocket

  • Aggregated rate comparison. SwapRocket compares quotes across multiple providers so your USDT payout reflects the strongest quote SwapRocket found at that moment — with zero added fees, so you can compare elsewhere before confirming.
  • Non-custodial. SwapRocket never holds your BTC or USDT. The Tether (USDT) is sent straight to the wallet address you provide.
  • No account. No sign-up, no email, no KYC for standard BTC/USDT volumes.
  • Fixed or floating rate. Lock the BTC/USDT rate at quote time, or use the market rate at execution.

Why swap BTCUSDT

  • Lock in Bitcoin profits into a USD-pegged stable without a centralised exchange.
  • Move to USDT-TRC20 for cheap peer-to-peer or cross-border transfers.
  • Fund a Solana or BSC wallet with a stable balance before trading.
  • Sit out volatility while keeping funds self-custodied.

Network fees explained

Sending BTC

Standard Bitcoin miner fee applies on the send side — set by your wallet, typically a few dollars.

Receiving USDT

USDT on Tron settles for cents. USDT on Ethereum costs whatever gas is at settlement time. USDT on Solana / BSC / Arbitrum sits between the two. Pick the network based on what you'll do with the USDT next — not just the receive fee.

Best wallets for USDT

  • Trust Wallet. Multi-chain wallet with strong USDT-TRC20 and USDT-BEP20 support.
  • MetaMask. Best for USDT-ERC20 and USDT on EVM L2s (Arbitrum, Optimism, Polygon).
  • Phantom. Native Solana wallet — best for USDT-SPL.
  • Ledger. Hardware storage for larger stable balances across networks.
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Partenaires d'échange vérifiés
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Vérifiez l'adresse et le réseau de destination avant de confirmer — les transferts de cryptomonnaies sont irréversibles.

Frais et tarifs

Zéro frais ajoutés : SwapRocket n'ajoute ni frais de plateforme, ni minimum, ni frais de retrait — le taux affiché est celui que vous obtenez. Les frais de réseau blockchain sont affichés intégralement avant confirmation, et le montant final que vous recevez est coté à l'avance.

SwapRocket n'ajoute ni frais distinct ni marge à la cotation du fournisseur. SwapRocket peut percevoir une commission du fournisseur de liquidité lorsqu'un échange finalisé est référé via notre plateforme. Les spreads du fournisseur et les frais de réseau applicables sont déjà reflétés dans le montant coté.

Les frais de réseau sont fixés par la blockchain, pas par SwapRocket. Aucun compte, aucun abonnement et aucuns frais de retrait. Support en direct disponible 24/7.

BTC → USDT FAQ

How do I swap BTC to USDT?

Enter the amount of Bitcoin you want to exchange, paste your Tether (USDT) wallet address, and confirm the deposit. SwapRocket aggregates quotes from multiple providers and settles USDT directly to your wallet — no account required.

How long does a BTC to USDT swap take?

Most BTC/USDT swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.

What's the fee to swap BTC to USDT?

SwapRocket aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.

Do I need an account to exchange BTC for USDT?

No. SwapRocket is non-custodial — provide a Tether (USDT) address and swap directly from your wallet.

What's the minimum BTC to USDT swap?

Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.

Which USDT network is cheapest?

USDT on Tron (TRC-20) is the cheapest to send, usually under $1. USDT on Ethereum (ERC-20) is the most widely accepted but pays Ethereum gas on every transfer.

Can I swap BTC directly to USDT on Solana?

Yes. Pick USDT-SOL as the destination and paste a Solana address — the aggregated route settles USDT-SPL to your Phantom or Solflare wallet.

Is USDT fully backed?

Tether Ltd. publishes quarterly attestations of its reserves. USDT trades at ~1 USD but is not the same as holding dollars in a bank — that's a trade-off inherent to any centralised stablecoin.

Related pairs

How SwapRocket stacks up against other exchanges and routes for these assets.

Canonical: https://swaprocket.com/swap/btc-to-usdt