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Swap Bitcoin (BTC) to Stellar (XLM)
Exchange Bitcoin (BTC) for Stellar (XLM) instantly at the best available rate. SwapRocket polls multiple liquidity providers and DEX aggregators in real time, then routes your BTC → XLM trade to the best execution. Non-custodial, no account, and settled directly to your XLM wallet — typically in 5–20 minutes.
Compare 9 providers
How it works
- 1. Enter the amount of BTC to swap.
- 2. Paste your Stellar wallet address.
- 3. Pick a fixed or floating rate.
- 4. Send BTC to the one-time deposit address.
- 5. Receive XLM in your wallet.
BTC → XLM routing details
SwapRocket requests quotes from every connected liquidity provider for this route and shows the one that pays out the most XLM. Rates are live, so the exact amount you receive is confirmed in the widget above before you send anything, with zero added fees on top of the rate you see.
| Detail | You send — BTC | You receive — XLM |
|---|---|---|
| Supported networks |
|
|
| Confirmations | 1–2 confirmations (~10–20 minutes) | Provider-defined (usually 1–12) |
| Typical processing | Typically 10–30 minutes end to end | Typically 5–20 minutes end to end |
| Custody | Sent from your own BTC wallet to a one-time deposit address. | Paid straight to the Stellar address you provide — SwapRocket never holds funds. |
Fixed rate or floating rate for BTC → XLM?
Fixed rate
The XLM amount is locked when you confirm. The provider carries the market risk while your BTC deposit confirms, so the payout matches the quote even if the price moves. Best when you need certainty on the exact amount received.
Floating rate
The swap executes at the market rate when your BTC deposit lands. Usually pays out slightly more XLM than a fixed quote, but the final amount can move up or down while the deposit confirms.
Why swap BTC to XLM on SwapRocket
- Aggregated rate comparison. SwapRocket compares quotes across multiple providers so your XLM payout reflects the strongest quote SwapRocket found at that moment — with zero added fees, so you can compare elsewhere before confirming.
- Non-custodial. SwapRocket never holds your BTC or XLM. The Stellar is sent straight to the wallet address you provide.
- No account. No sign-up, no email, no KYC for standard BTC/XLM volumes.
- Fixed or floating rate. Lock the BTC/XLM rate at quote time, or use the market rate at execution.
Verify the destination address and network before confirming — crypto transfers are irreversible.
Fees and pricing
Zero added fees: SwapRocket does not add a platform fee, a minimum or a withdrawal charge — the rate you see is the rate you get. Blockchain network fees are shown in full before you confirm, and the final amount you receive is quoted up front.
SwapRocket does not add a separate fee or markup to the provider quote. SwapRocket may earn a commission from the liquidity provider when a completed swap is referred through our platform. Provider spreads and applicable network costs are reflected in the quoted amount.
Network fees are set by the blockchain, not by SwapRocket. No account, no subscription and no withdrawal charge. Live support is available 24/7.
BTC → XLM FAQ
How do I swap BTC to XLM?
Enter the amount of Bitcoin you want to exchange, paste your Stellar wallet address, and confirm the deposit. SwapRocket aggregates quotes from multiple providers and settles XLM directly to your wallet — no account required.
How long does a BTC to XLM swap take?
Most BTC/XLM swaps complete in 5–20 minutes, depending on Bitcoin network confirmation times.
What's the fee to swap BTC to XLM?
SwapRocket aggregates quotes and routes to the best executable rate. The displayed quote is what you receive — there is no hidden spread. Network fees for Bitcoin apply on top.
Do I need an account to exchange BTC for XLM?
No. SwapRocket is non-custodial — provide a Stellar address and swap directly from your wallet.
What's the minimum BTC to XLM swap?
Minimums are set by the underlying liquidity provider and shown live before you confirm a quote.
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How SwapRocket stacks up against other exchanges and routes for these assets.
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- Instant exchanges compared for BTC → XLM swapsFixed versus floating rates and how fast each settles.
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Learn more
- How to swap cryptoA complete walkthrough of swapping any pair, including the difference between fixed and floating rates.
- Non-custodial crypto exchange (2026)What a non-custodial crypto exchange is, how it differs from a custodial exchange and a DEX, and the strongest options in 2026.
- How to swap BTC to XMRTurn Bitcoin into Monero without an account or ID — wallets, providers, costs and how to stay private.
Compare exchanges
- Best crypto exchange (2026)How the major no-account swap venues stack up on rates, fees, coverage and custody.
- SwapRocket vs ChangellyAggregated best-of-N quotes versus a single-provider exchange — rates, KYC and coverage.
- SwapRocket vs ChangeNOWSide-by-side on pricing transparency, privacy-coin support and account requirements.
Keep exploring
Canonical: https://swaprocket.com/swap/btc-to-xlm