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Best Monero (XMR) wallets to use in 2026

Everything listed here is non-custodial: the keys sit on your device, not ours, not theirs. Rather than a generic ranking, we've matched each wallet to the job it does best — handing a phone to a relative who's never touched crypto (Cake) versus running a full node on a Raspberry Pi behind Tor (Monero GUI + Feather). No sponsors, no paid slots.

Quick pick

  • • First XMR wallet? Go with Cake.
  • • Care most about desktop privacy? Feather.
  • • Already run your own node? Monero GUI.
  • • Android exclusively? Monerujo, F-Droid build.
  • • Storing long-term? Ledger or Trezor through Feather.
  • • Need a wallet in the next 60 seconds? MyMonero, for small amounts only.
Buy XMR → your walletMonero hub

Things worth checking before you pick a Monero wallet

  • It has to be non-custodial. A wallet that stores your seed on a server, or asks for an email login, is really an exchange wearing a wallet's UI. Every option below keeps keys on your own device.
  • Source code should be public. Ring-signature generation is complex enough that independent audits matter. Each wallet here ships under an OSI-approved license.
  • It should play nice with your own node. Remote nodes are the default for convenience, but they can log your IP. Look for a one-tap switch to your own node or a Tor community node.
  • Development should track the protocol. Monero forks roughly twice a year. A wallet that's slow to add ring-size or view-tag support can simply stop working. All wallets below have kept pace, usually within days of a fork.

Comparison table

WalletBest forPlatformsHardware
Cake WalletMobile all-rounderiOS, Android, macOS, Linux, WindowsLedger (via desktop)
Feather WalletDesktop power users & privacy puristsmacOS, Linux, Windows, TailsLedger, Trezor
Monero GUI (official)Running a full nodemacOS, Linux, WindowsLedger, Trezor
MonerujoAndroid-first & merchant paymentsAndroid (F-Droid + Play)Ledger (via USB / OTG)
MyMoneroQuick web / mobile accessWeb, iOS, Android, desktopNo
Ledger / Trezor (hardware)Cold storage of larger balancesPairs with Monero GUI, Feather, Cake, MonerujoLedger Nano S+/X, Trezor Model T & Safe 3

Cake Wallet

Mobile all-rounder

For someone brand new to Monero, this is where to start. You'll be sending and receiving inside a minute, seed backup is explained clearly, and switching to your own node later is a menu option, not a reinstall. On phones, it's the closest thing Monero has to a polished default app.

Pros

  • • Setup takes seconds — choose a node and you're in.
  • • One app covers XMR alongside BTC, LTC, ETH, USDT and more.
  • • Buy, sell and swap flows are built right into the app.
  • • Kept current with Monero releases almost immediately.

Cons

  • • Uses Cake Labs' remote node unless you change it, so broadcast trust sits with them by default.
  • • The extra features make the UI heavier than a bare-bones XMR client.
Platforms:
iOS, Android, macOS, Linux, Windows
Sync mode:
Remote node (default) or your own
Hardware support:
Ledger (via desktop)
Open source:
Yes (MIT)

Download: cakewallet.com

Feather Wallet

Desktop power users & privacy purists

This is the wallet Monero developers themselves reach for. Feature-wise it mirrors the official GUI, but it's built on a much lighter Qt shell with privacy switched on by default. Pair it with your own node over Tor and you're about as private as the tooling allows.

Pros

  • • Small footprint, launches quickly, little to attack.
  • • Tor and i2p work out of the box, not as a plugin.
  • • Supports CoinControl, subaddress management and PSBT-style signing.
  • • Boots and runs cleanly on Tails or Whonix.

Cons

  • • No mobile version at all.
  • • The stripped-down interface can confuse a first-timer.
Platforms:
macOS, Linux, Windows, Tails
Sync mode:
Remote node, embedded node, or your own
Hardware support:
Ledger, Trezor
Open source:
Yes (BSD-3)

Download: featherwallet.org

Monero GUI (official)

Running a full node

For anyone who wants to verify every ring signature themselves rather than trust a remote node, this is the standard to meet. Day to day, most people run it in remote-node mode and let the full sync happen quietly on a home machine.

Pros

  • • The reference client — new protocol rules land here first.
  • • Full-node mode means you're not trusting anyone else's server.
  • • Advanced tools built in: mining, multisig, cold signing, seed offset.

Cons

  • • First launch pulls down roughly 200 GB of chain data, which can take days on a slow connection.
  • • The interface prioritizes function over polish and can feel cluttered.
Platforms:
macOS, Linux, Windows
Sync mode:
Full node (default), remote, or bootstrap
Hardware support:
Ledger, Trezor
Open source:
Yes (BSD-3)

Download: getmonero.org

Monerujo

Android-first & merchant payments

If you'd rather have a wallet that does one thing than Cake's multi-coin approach, Monerujo is the practical pick on Android. F-Droid distribution plus USB Ledger support makes it a favorite among privacy-minded Android users.

Pros

  • • One of the oldest Android XMR wallets, running reliably since 2017.
  • • Connects to a Ledger over USB-OTG directly from the handset.
  • • SideShift.ai built in for quick in-app swaps.
  • • Distributed via F-Droid, so no Google account is needed.

Cons

  • • Nothing for iOS users — it's Android only.
  • • Interface is plain and utilitarian rather than modern.
Platforms:
Android (F-Droid + Play)
Sync mode:
Remote node or your own
Hardware support:
Ledger (via USB / OTG)
Open source:
Yes (Apache-2)

Download: monerujo.io

MyMonero

Quick web / mobile access

You can be up and running with MyMonero faster than any other option, but that speed comes from handing your view key to their server. Treat it as pocket money, not a savings account.

Pros

  • • No blockchain sync required — the quickest way to a working wallet.
  • • Same seed carries over between the web app and mobile.
  • • Reasonable choice for a small, everyday-spending balance.

Cons

  • • MyMonero's server holds your view key and can see your incoming transaction history (your spend key stays private).
  • • Privacy is weaker here than with Cake, Feather or Monerujo.
Platforms:
Web, iOS, Android, desktop
Sync mode:
Hosted view-key server
Hardware support:
No
Open source:
Partial

Download: mymonero.com

Ledger / Trezor (hardware)

Cold storage of larger balances

When losing a balance would actually hurt, pairing a Ledger or Trezor with Feather or Monero GUI is the move. You get real Monero privacy plus a spend key that never touches your computer.

Pros

  • • The spend key stays on the hardware device, always.
  • • Compatible with every major XMR desktop wallet.
  • • Trezor's Safe 3 has supported XMR natively since 2024 — no workarounds needed.

Cons

  • • Signing a transaction takes longer than a software wallet — plan on 30 to 90 seconds each.
  • • More setup friction than a hot wallet, so it's not built for frequent spending.
Platforms:
Pairs with Monero GUI, Feather, Cake, Monerujo
Sync mode:
Depends on paired wallet
Hardware support:
Ledger Nano S+/X, Trezor Model T & Safe 3
Open source:
Firmware partially open

Download: ledger.com / trezor.io

Setup checklist for any XMR wallet

  1. 1. Confirm the download is legitimate. Check the PGP signature when one's offered (Feather, Monero GUI), or stick to the official app-store listing. Skip anything found through a search-engine ad.
  2. 2. Copy the 25-word seed by hand, offline. Paper or a metal backup plate. Not a photo, not a note synced to the cloud.
  3. 3. Set a real wallet password. This locks the local keys-file, so losing the device doesn't mean losing the funds.
  4. 4. Point it at your own node as soon as you can. Settings → Node → your URL. If you don't run one yourself, choose a community node reachable over Tor instead of the app's default.
  5. 5. Send a small test amount first. Confirm the subaddress and delivery work correctly before moving your full balance.

Four ways an XMR receive goes wrong

Almost every "my Monero never arrived" ticket traces back to one of these four wallet-side mistakes, not to the exchange leg.

Pasting a subaddress the wallet no longer watches

Subaddresses are fine to receive on, but only from an account the wallet still scans. If you generated the address in a wallet you have since restored from seed without rescanning, the funds are there but invisible. Rescan the chain from the block height of the swap before assuming a loss.

Using an integrated address where a memo field is expected

An integrated address starts with 8 and already carries the payment ID inside it. Pasting one and then also filling a separate memo/tag field double-encodes the payment and some providers reject the order outright. Use one or the other, never both.

Receiving to a view-only wallet

A view-only wallet shows the incoming XMR and cannot spend it. That is a legitimate setup for cold storage, but if you expected to swap straight back out, you now need the spend key on the device before anything moves.

Judging arrival before the wallet has synced

A Monero light wallet that has been closed for weeks shows a stale balance until it catches up. Give it a full sync before opening a support ticket — the payout usually lands during the sync bar.

Frequently asked questions

What's the best Monero wallet for beginners?

Cake Wallet. It's available on every major platform, defaults to a remote node so you skip the multi-day blockchain download, and walks new users through setup more clearly than any competitor. Move to your own node or to Feather later once you understand the basics.

Which Monero wallet is the most private?

Feather or Monero GUI, run against your own node over Tor. Feather has Tor support built in and runs well on Tails; Monero GUI in full-node mode removes any need to trust outside infrastructure. Neither ever sends your view or spend keys anywhere else.

Do I need to run my own Monero node?

It's not required, but it meaningfully improves privacy. A remote node can see the IP address querying it and tie that to subaddress lookups. If you have roughly 200 GB free and can wait out an initial sync of a couple of days, running your own node — even on something like a Raspberry Pi — is the single biggest privacy gain available.

Can I store Monero on a hardware wallet?

Yes. The Ledger Nano S+/X and Trezor Model T plus Safe 3 all handle XMR. Connect the device to Monero GUI, Feather, Cake's desktop app, or Monerujo over USB-OTG on Android. Signing is slower than with BTC or ETH because ring signatures take more computation — figure 30 to 90 seconds per outgoing transaction.

Is Cake Wallet safe?

Yes — it's non-custodial and open source, so the seed never leaves your device. The one thing to watch is that it defaults to Cake Labs' remote node, which can see the querying IP. Switching to your own node or a public community node under Settings removes that exposure.

What's the difference between a view key and a spend key?

A view key lets someone see transactions coming into your address; a spend key is required to actually move funds out. Handing over a view key (as MyMonero does) exposes your incoming activity but not your balance. Never share a spend key — that's full control of your XMR.

Which wallet works best with SwapRocket swaps?

Any non-custodial Monero wallet works fine — SwapRocket only needs a receiving XMR address for buys and a wallet you control to send from on sells. Cake and Feather are especially convenient since both display subaddresses clearly and let you copy them with a single tap.

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